Consider the following:
In one year-
- 1 in 106 will die. Most will have some insurance.
- 1 in 88 homes will catch fire. Nearly everyone would not think to leave their home uninsured.
- 1 in 70 cars will be involved in a serious accident. Insurance is required by law and by most lenders.
How about this –
- 1 in 8 will suffer a serious disability, yet only 25% will have any means of replacing lost income.
Of your major assets, you probably have your cars and home insured;
What about your most valuable asset – your ability to earn income.
It is a fact that in any year before age 65, the average American has a greater chance of becoming disabled and unable to work and earn income than of dying.
Because of that, it is important and reasonable for you to ask: Financially, what would happen to me and my family if an accident or sickness suddenly left me unable to earn income?
At ASI, we are concerned about the potential for disability striking you and your family. We can help you sort out your needs and help you plan for covering a serious personal and family risk.